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diff --git a/2 areas/Financien/Goede doelen.md b/2 areas/Financien/Goede doelen.md
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+- KWF Kanker onderzoek: 5.- per maand
+\ No newline at end of file
diff --git a/2 areas/Financien/Inkomen.md b/2 areas/Financien/Inkomen.md
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+# Idea
+
+# Active
+Hostnet
+
+
+# Passive
+Dividend
+
+# Past
+\ No newline at end of file
diff --git a/2 areas/Financien/Systeem.md b/2 areas/Financien/Systeem.md
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+“It’s not about how much you make, it’s about how you manage what you make”
+
+# 15/65/20 system 
+15% rescue buffer:
+at least one month of critical living expenses buffer
+compound interest: investing less earlier pays off more (time matters)
+
+65% Fundamental expenses:
+Mortgage 
+Groceries
+Utilities 
+Everything required to live 
+65% is a hard cap to prevent these costs from ballooning
+
+Categorize spendings to be able to see where they go
+
+20% Guilt free enjoyment
+This can be used for anything we’d like to
diff --git a/2 areas/Financien/vaste-lasten-abn.md b/2 areas/Financien/vaste-lasten-abn.md
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+Maandelijks
+- 16,93 Odido
+- 5,00 KWF
+- 4,99 HBO Max
+- 23,04 TAF overlijdensverzekeringen
+- 147,90 Univé 
+- 56,99 Univé 
+- 3,25 ABN
+- 
+
+Jaarlijks
+- July PDT 5,-
+\ No newline at end of file