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Diffstat (limited to '2 areas/Financien/Systeem.md')
| -rw-r--r-- | 2 areas/Financien/Systeem.md | 18 |
1 files changed, 18 insertions, 0 deletions
diff --git a/2 areas/Financien/Systeem.md b/2 areas/Financien/Systeem.md new file mode 100644 index 0000000..0ded6c9 --- /dev/null +++ b/2 areas/Financien/Systeem.md @@ -0,0 +1,18 @@ +“It’s not about how much you make, it’s about how you manage what you make” + +# 15/65/20 system +15% rescue buffer: +at least one month of critical living expenses buffer +compound interest: investing less earlier pays off more (time matters) + +65% Fundamental expenses: +Mortgage +Groceries +Utilities +Everything required to live +65% is a hard cap to prevent these costs from ballooning + +Categorize spendings to be able to see where they go + +20% Guilt free enjoyment +This can be used for anything we’d like to |