vault backup: 2025-01-13 13:16:06

1 files changed, 4 insertions, 15 deletions

diff --git a/2 areas/Financien/Systeem.md b/2 areas/Financien/Systeem.md
index 0ded6c9..4050695 100644
--- a/2 areas/Financien/Systeem.md
+++ b/2 areas/Financien/Systeem.md
@@ -1,18 +1,7 @@
-“It’s not about how much you make, it’s about how you manage what you make”
+#finance 
 
-# 15/65/20 system 
-15% rescue buffer:
-at least one month of critical living expenses buffer
-compound interest: investing less earlier pays off more (time matters)
+---
+“It’s not about how much you make, it’s about how you manage what you make".
 
-65% Fundamental expenses:
-Mortgage 
-Groceries
-Utilities 
-Everything required to live 
-65% is a hard cap to prevent these costs from ballooning
+![[Financieel systeem.excalidraw]]
 
-Categorize spendings to be able to see where they go
-
-20% Guilt free enjoyment
-This can be used for anything we’d like to