From 9232b8d817d4cd4122947375156fa2fa1e9fba14 Mon Sep 17 00:00:00 2001 From: Jasper Ras Date: Mon, 13 Jan 2025 13:16:06 +0100 Subject: vault backup: 2025-01-13 13:16:06 --- 2 areas/Financien/Systeem.md | 19 ++++--------------- 1 file changed, 4 insertions(+), 15 deletions(-) (limited to '2 areas/Financien/Systeem.md') diff --git a/2 areas/Financien/Systeem.md b/2 areas/Financien/Systeem.md index 0ded6c9..4050695 100644 --- a/2 areas/Financien/Systeem.md +++ b/2 areas/Financien/Systeem.md @@ -1,18 +1,7 @@ -“It’s not about how much you make, it’s about how you manage what you make” +#finance -# 15/65/20 system -15% rescue buffer: -at least one month of critical living expenses buffer -compound interest: investing less earlier pays off more (time matters) +--- +“It’s not about how much you make, it’s about how you manage what you make". -65% Fundamental expenses: -Mortgage -Groceries -Utilities -Everything required to live -65% is a hard cap to prevent these costs from ballooning +![[Financieel systeem.excalidraw]] -Categorize spendings to be able to see where they go - -20% Guilt free enjoyment -This can be used for anything we’d like to -- cgit v1.2.3