From 9232b8d817d4cd4122947375156fa2fa1e9fba14 Mon Sep 17 00:00:00 2001
From: Jasper Ras <jras@hostnet.nl>
Date: Mon, 13 Jan 2025 13:16:06 +0100
Subject: vault backup: 2025-01-13 13:16:06

---
 2 areas/Financien/Goede doelen.md        |  3 +++
 2 areas/Financien/Inkomen.md             |  5 +++--
 2 areas/Financien/Systeem.md             | 19 ++++---------------
 2 areas/Financien/Vaste lasten Jasper.md | 17 +++++++++++++++++
 2 areas/Financien/Vaste lasten Maria.md  | 12 ++++++++++++
 2 areas/Financien/vaste-lasten-abn.md    | 12 ------------
 6 files changed, 39 insertions(+), 29 deletions(-)
 create mode 100644 2 areas/Financien/Vaste lasten Jasper.md
 create mode 100644 2 areas/Financien/Vaste lasten Maria.md
 delete mode 100644 2 areas/Financien/vaste-lasten-abn.md

(limited to '2 areas/Financien')

diff --git a/2 areas/Financien/Goede doelen.md b/2 areas/Financien/Goede doelen.md
index 7a9f896..b5f5d34 100644
--- a/2 areas/Financien/Goede doelen.md	
+++ b/2 areas/Financien/Goede doelen.md	
@@ -1 +1,4 @@
+#finance
+
+---
 - KWF Kanker onderzoek: 5.- per maand
\ No newline at end of file
diff --git a/2 areas/Financien/Inkomen.md b/2 areas/Financien/Inkomen.md
index 4e1b787..dcdf1b1 100644
--- a/2 areas/Financien/Inkomen.md	
+++ b/2 areas/Financien/Inkomen.md	
@@ -1,9 +1,10 @@
+#finance 
+
+---
 # Idea
 
 # Active
 Hostnet
-
-
 # Passive
 Dividend
 
diff --git a/2 areas/Financien/Systeem.md b/2 areas/Financien/Systeem.md
index 0ded6c9..4050695 100644
--- a/2 areas/Financien/Systeem.md	
+++ b/2 areas/Financien/Systeem.md	
@@ -1,18 +1,7 @@
-“It’s not about how much you make, it’s about how you manage what you make”
+#finance 
 
-# 15/65/20 system 
-15% rescue buffer:
-at least one month of critical living expenses buffer
-compound interest: investing less earlier pays off more (time matters)
+---
+“It’s not about how much you make, it’s about how you manage what you make".
 
-65% Fundamental expenses:
-Mortgage 
-Groceries
-Utilities 
-Everything required to live 
-65% is a hard cap to prevent these costs from ballooning
+![[Financieel systeem.excalidraw]]
 
-Categorize spendings to be able to see where they go
-
-20% Guilt free enjoyment
-This can be used for anything we’d like to
diff --git a/2 areas/Financien/Vaste lasten Jasper.md b/2 areas/Financien/Vaste lasten Jasper.md
new file mode 100644
index 0000000..92dfeb6
--- /dev/null
+++ b/2 areas/Financien/Vaste lasten Jasper.md	
@@ -0,0 +1,17 @@
+#finance 
+
+---
+**Maandelijks**
+- 14 Odido
+- 5   KWF
+- 5   HBO Max
+- 23 TAF overlijdensverzekeringen
+- 210 Unive
+- 3,25 ABN
+- 10 Crunchyroll
+**Totaal** 270,25
+
+**Jaarlijks**
+* 60 PDT
+- 20 Google One
+**Totaal** 80
\ No newline at end of file
diff --git a/2 areas/Financien/Vaste lasten Maria.md b/2 areas/Financien/Vaste lasten Maria.md
new file mode 100644
index 0000000..21a3be8
--- /dev/null
+++ b/2 areas/Financien/Vaste lasten Maria.md	
@@ -0,0 +1,12 @@
+#finance 
+
+---
+**Maandelijks**
+- 150 (Ibu)
+- 3,25 (ABN)
+- 65 (Telefoon)
+- 162 (Unive)
+- 170 (NS)
+- 10 (icloud)
+- 11 (Apple Music)
+**Totaal** 571,25 -
\ No newline at end of file
diff --git a/2 areas/Financien/vaste-lasten-abn.md b/2 areas/Financien/vaste-lasten-abn.md
deleted file mode 100644
index 2566ae4..0000000
--- a/2 areas/Financien/vaste-lasten-abn.md	
+++ /dev/null
@@ -1,12 +0,0 @@
-Maandelijks
-- 16,93 Odido
-- 5,00 KWF
-- 4,99 HBO Max
-- 23,04 TAF overlijdensverzekeringen
-- 147,90 Univé 
-- 56,99 Univé 
-- 3,25 ABN
-- 
-
-Jaarlijks
-- July PDT 5,-
\ No newline at end of file
-- 
cgit v1.2.3